The Securities and Exchange Commission of Pakistan has introduced major reforms to encourage investment in mutual funds across Pakistan. The new changes aim to support small investors and improve public participation in the country’s capital market.
Under the updated framework, authorities have increased the investment limit for low-risk mutual fund accounts. As a result, small investors can now invest larger amounts through simplified account options.
Officials announced that the limit for Sahulat Accounts has increased from Rs200,000 to Rs1 million. Meanwhile, another investment category has seen its limit rise from Rs1 million to Rs3 million. Therefore, more citizens can now access better financial opportunities through mutual fund investments.
The SECP also simplified the account opening process for existing banking customers. According to the new policy, customers who already maintain accounts with banks or financial institutions no longer need to complete separate Know Your Customer (KYC) requirements.
This step will save time and reduce paperwork for investors. In addition, authorities introduced modern biometric verification systems to speed up and simplify the digital account-opening process. Consequently, investors can now open accounts with asset management companies online more quickly.
Experts believe these reforms will strengthen public confidence in investment in mutual funds. They also expect more middle-income families to explore secure investment options rather than keep their savings inactive.
SECP Chairman Dr. Kabir Sidhu said the reforms aim to increase the number of investors in Pakistan’s capital market. He explained that authorities want to expand investor participation to 2.5 million people in the coming years.
He further stated that these measures will help citizens benefit directly from profits, investments, and economic growth. Moreover, officials believe the updated system will encourage financial awareness among young and first-time investors.
Financial analysts welcomed the reforms and described them as an important step for the economy. They noted that easier investment in mutual funds can help promote a stronger savings culture in Pakistan. At the same time, it can also improve households’ long-term financial planning.
The reforms may also support the growth of Pakistan’s financial sector. As more people enter the capital market, experts expect higher investment activity and improved economic participation.
Authorities said secure and low-risk investment platforms remain important for small investors. Therefore, the government continues to focus on digital solutions and investor-friendly policies.
The latest changes show that investment in mutual funds is becoming more accessible, transparent, and convenient for ordinary citizens across Pakistan.
