Do not choose a card simply because it offers the highest credit limit or carries a premium label.
Compare cashback, annual fees, merchant discounts, instalment costs, travel benefits and eligibility first.
More importantly, pay attention to the total cost of using credit.
Used responsibly, the right credit card can provide valuable cashback, convenience and lifestyle benefits. Used carelessly, even the best rewards can quickly become insignificant compared with financing charges and fees.
Disclaimer: Credit card features, fees, cashback limits, eligibility criteria and promotions can change. Verify the latest terms, schedule of charges and eligibility directly with the issuing bank before applying.
